Confidence in Job Security Leads to More Credit Card Purchases
More than two-thirds of Americans feel very or somewhat secure in their jobs, up from 66 percent who felt so in October 2003, according to the Cambridge Consumer Credit Index.

Delinquent Payments Could be Holiday Season Lump of Coal for Credit Scores
As the holiday season approaches, it can be easy to overspend and accrue debt. However, any late or missing payments can have a damaging effect on one's credit score.

Half of All Undergraduate Students Don't Apply for Aid
Approximately eight million students in the 1999-2000 academic year failed to apply for financial aid, according to a new issue brief released by the American Council on Education's Center for Policy Analysis.